About Roots & Return

We manage the chaos so you can move on.

Roots & Return is a U.S.-based coordination service in Franklin, Tennessee. We help NRI and OCI families, and U.S. citizens of Indian origin, sell ancestral or inherited property in India and bring the proceeds to the United States without falling foul of either country's tax or banking rules.

Why we exist

Selling a family home in India from the U.S. means dealing with two tax systems, two sets of banking rules and reporting deadlines on both sides. Usually nobody is coordinating the whole picture. The Indian Chartered Accountant can't file U.S. forms. The U.S. CPA has no standing in India. Families end up overpaying tax that was withheld at source, waiting months for money to leave India, or missing IRS filings that carry steep penalties.

We started Roots & Return to be the one party that holds the whole picture.

What we do

How a case runs: five phases

  1. Readiness. Confirm ownership, gather property documents, and resolve heir or title gaps.
  2. Lower TDS filing. An Indian CA computes capital gains and applies for a lower or nil TDS certificate before the sale closes.
  3. Sale coordination. We work with the buyer and local agent so tax is withheld at the right rate, on the right paperwork.
  4. Repatriation. We line up Form 145, a CA-certified Form 146 (formerly 15CA / 15CB), and a compliant transfer through an RBI-authorized dealer bank.
  5. U.S. compliance. A U.S. CPA handles Form 3520, FBAR and FATCA reporting, coordinated with the India-side figures.

What we don't do

Roots & Return is a coordinator, not a law firm, CPA firm or bank:

Leadership

Adarsh Raveendran, Founder & Managing Director

Adarsh is a Certified Public Accountant (CPA), Chartered Accountant (CA) and Cost Accountant (CMA) with over 15 years of experience. He has also spent decades managing large projects and programs for enterprise customers. That combination is what Roots & Return is built on: he understands the tax and accounting questions on both sides of a cross-border sale, and he knows how to keep many parties moving to one plan.

Roots & Return acts as your coordinator. Filings, certifications and legal or tax opinions for your case are provided by the independently licensed professionals you engage.

Get in touch